Super tips

Super tips

I used to think life admin was boring, until it gave me years.
Invest a little time now, and reward yourself later.

You + Us = Future Success

You’re with a super fund that consistently outperforms over the long-term (that’s us). But there’s a few extra things you can do too to really set yourself up for super success.

Here’s our top tips:

1. See how your super’s tracking

Your super balance is at your fingertips. Log into MemberOnline or access it through the CareSuper app. Also, calculate an estimate of your future income when you wind-down work.

2. Combine your super^  

Keep all your super together and roll any other super into your CareSuper account. One account. One set of fees. What’s not to love?

3. Contribute a little extra

Salary sacrificing is one of the many ways to grow your super, and possibly realise some other perks too (like save on tax). Download this form and give it to your employer.

How much? Use our spare change calculator to decide how much you can afford to salary sacrifice or contribute in other ways.

4. Check we’ve got your correct contact details

We wouldn’t want you to miss out on any important updates to your super. Head to the ‘Personal details’ section in MemberOnline to check or update these, so we can keep in touch.

5. Ensure your super’s invested according to your goals

You have 12 investment options to choose from, each with different targets for returns and levels of investment risk. Or, take control with our Direct Investment option.

6. Ensure your insurance is adequate for your life stage

Access our competitive insurance offering to ensure you’re prepared for any curveball’s life has in store. Use our Insurance calculator to see how much cover costs.

7. Discover your retirement options

Looking to wind-down work soon(ish)? We provide choice and control when it comes to accessing your super as income.

8. Seek financial advice

You don’t have to fly solo. Get super-related advice at no-extra cost - it’s included in your membership.* Request a call-back from a planner.

Have any questions? Get in touch or call us on 1300 360 149.

Super handy numbers

Find our ABN, USI, SPIN, BPay and other identification numbers here.

^Before combining your super into CareSuper you should consider whether this is right for you and check if you will be charged any fees. You should also check the impact on any insurance arrangements (such as loss of insurance) or other benefits.

*Financial advice obtained over-the-phone, or through MemberOnline, is provided by Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence #411766