Our investment philosophy
Our investment philosophy
*SuperRatings Fund Crediting Rate Survey, SR50 Balanced (60-76) Index, December 2020.
1. Our investment strategy transcends short-term trends
Hear from our Chief Investment Officer, Suzanne Branton, on our investment performance to 30 June 2020 and how our strategy has been critical in navigating the current environment.
2. We actively manage investments
We search for the best investment opportunities in Australia and overseas. And we add extra value by choosing specialised investments that we believe have potential to outperform the market. Not every super fund can do this, but our size means we can secure prime investments, as well as niche opportunities. All of this means we strive to add to your return and reduce risk. We put our historically strong returns* down to our active management approach.
*Past performance is not a reliable indicator of future performance.
3. We diversify your super
The best defence against unpredictable investment markets? Diversification. We spread investments in the Managed Options across a mix of asset classes, so your returns don’t rely on a single asset class performing well all the time. Explore how CareSuper’s investment options give you diversification across and within asset classes.
4. We protect your savings
There will be ups and downs over the life of your super. It’s how we prepare for changes that matters. We employ strategies that aim to minimise the impact of negative returns when the market falls. This is called ‘downside protection’. Protecting against downside risk means we’re better prepared for market downturns, and you can be more confident about recovering losses.
5. We invest sustainably
We consider environmental, social and governance (ESG) factors when choosing investments. And we ask our investment managers to do the same. Along with economic and market-related factors, we believe that ESG factors are important as they can have a long-term impact on how your super performs.