Super balance comparison tool

Ever wondered how your super balance compares to other people your age? Or how much super you might need to live comfortably when you retire? Good news, we have the tool to help guide you. 

Are there ways to grow my super balance if I’m not on track?

There are many ways you could boost your balance which could even save you on tax. You could contribute extra to your account through salary sacrificing from your before-tax pay or with your after-tax savings, combine your super to save money on fees, or review how your super’s invested to check it’s aligned to your circumstances.

How do I contribute extra to my super account?

There’s a few different ways to contribute extra to your account. You can make a personal (after-tax) contribution via BPAY (see the ‘Personal details’ section of MemberOnline for your BPAY Biller Codes) . You could also set up a salary sacrifice arrangement through your employer to make a before-tax contribution.  

Should I make contributions from my before or after-tax pay?

Whether you make extra before-tax or after-tax super contributions depends on your personal circumstances. For example, it depends on your salary and how much you have already contributed to your super in the financial year (see Super contribution limits). You can see the difference between contributing from your before and after-tax salary using our Spare change calculator.  

How can I get help?

You can get advice about making contributions into your CareSuper account at no additional cost. A financial planner can help you understand the difference between before and after-tax contributions as well as give you a guide as to how much super you might have when you retire. Request a call-back

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