Direct Investment option

Direct Investment option

Go your own way with direct investing

The Direct Investment option (DIO) lets you tailor your portfolio by combining your choice of a range of shares, ETFs, listed investment companies and term deposits with other CareSuper options.

Annual returns for securities held by members of the DIO as at 30 June will be disclosed to them each year as part of their annual member statements.  

Invest in your choice of:
Securities that form part of the S&P/ASX 300 Index

To view a current list of the securities listed on the S&P/ASX 300 Index, visit the official S&P/ASX 300 Index page where you can find the full constituents list.

To buy and sell listed securities in Direct Investment Online, simply search for the company name or ASX code of the security you want to trade.

 

Minimum investment timeframe

7 to 10 years.

 

Risk level

Very high. This risk level is based on the Standard Risk Measure

Listed investment companies (LICs)
Listed Investment Company Asset class ASX code
Australian Foundation Investment Company Ltd Australian shares AFI
Future Generation Global Investment Company Ltd International shares FGG
Future Generation Investment Company Ltd Australian shares FGX
Hunter Hall Global Value Ltd International shares
(with an ethical overlay)
HHV
MFF Capital Investments Ltd International shares MFF
Milton Corporation Ltd Australian shares MLT
Mirrabooka Investments Ltd Australian shares (small caps) MIR
Platinum Capital Ltd International shares PMC
WAM Capital Ltd Australian shares WAM

 

Minimum investment timeframe

7 to 10 years.

 

Risk level

Very high. This risk level is based on the Standard Risk Measure

Term Deposits
Provider Interest rate^
  1 month 3 months 6 months 12 months
ANZ 1.90% 2.55% 2.58% 2.57%
Macquarie Bank 1.90% 2.65% 2.75% 2.75%
ME 2.00% 2.55% 2.75% 2.80%
NAB 1.90% 2.60% 2.62% 2.66%

 

^Interest rates current at 24 September 2018. These rates are subject to change – please log into Direct Investment Online to view the latest rates. Past performance is not a reliable indicator of future performance and you should consider other factors before choosing a fund or changing your investments.

 

Minimum investment timeframe

1 year or less.

 

Risk level

Very low. This risk level is based on the Standard Risk Measure

Eligible DIO investors

You can invest in the DIO if you:

  • Are a super member or full pension member
  • Have at least $10,000 in your CareSuper account
  • Have at least $3,000 invested in your other CareSuper investment options
  • Keep a minimum balance of $500 in your cash account.

Investing in the DIO comes with some additional rules and conditions. So, make sure you read the Investment Guide or Pension Guide PDS before investing in the DIO.

How to register for the DIO

Easy – simply log in to your CareSuper account and select the DIO link from the ‘Investments’ tab, then follow the prompts.

Once you’ve registered, we’ll email you instructions on how to access your account.

If you haven’t set up your online account yet, you’ll need to register with your email address and tax file number (TFN).

Benefits of an SMSF, without the hassle

Our DIO offers you many of the features of a self-managed super fund (SMSF), but without the high set-up costs, admin fees and endless paperwork.

Switching from a SMSF to our DIO

If you’re running a self-managed super fund and want to wind it down, we can offer you discount rates through our partners who can assist you to wind up your SMSF, set up your DIO and more.