Investment options

This option invests in a diversified mix of assets with an emphasis on Australian and overseas shares, property and infrastructure.

This option mainly invests in growth assets with an emphasis on Australian and overseas shares.

This option invests in a diversified mix of assets with an emphasis on infrastructure and credit as well as Australian and overseas shares.

This option invests in a diversified mix of assets. The external investment managers within the relevant asset classes aim to exclude investment in certain companies and/or assets and also consider positive environmental and social themes when making select investments.

This option is designed to achieve a balance of risk and return by investing in a blend of assets, with an emphasis on fixed interest, alternatives, cash and shares (Australian and overseas).

This option is designed to provide capital stability and invests in a diversified mix of assets, with an emphasis on fixed interest, alternatives and cash.

This option invests in shares listed on global stock exchanges, including both developed and emerging markets.

This option invests mainly in shares of companies listed on the Australian Securities Exchange.

This option holds units in portfolios focused on core, high-quality properties — mainly office, retail, industrial and global listed real estate investment trusts. Returns may come from both rental income and capital growth.

This option typically invests in loans to governments or companies at a pre-agreed rate of interest that is paid on a regular basis.

This option may invest in cash and short-term money-market securities including at-call and term deposits, bank bills, negotiable certificates of deposit and short-term fixed interest investments issued by Australian and overseas governments, banks and companies. The cash asset class may include an allocation in short-dated annuities issued by life insurance companies. The option also invests in interest bearing accounts with authorised deposit-taking institutions (ADIs). Note that the Cash option is not covered by the Government Guarantee (Financial Claims Scheme).

This option invests in a diversified mix of assets with an emphasis on Australian and overseas shares, property and infrastructure.

This option mainly invests in growth assets with an emphasis on Australian and overseas shares.

This option invests in a diversified mix of assets with an emphasis on infrastructure and credit as well as Australian and overseas shares.

This option invests in a diversified mix of assets. The external investment managers within the relevant asset classes aim to exclude investment in certain companies and/or assets and also consider positive environmental and social themes when making select investments.

This option is designed to achieve a balance of risk and return by investing in a blend of assets, with an emphasis on fixed interest, alternatives, cash and shares (Australian and overseas).

This option is designed to provide capital stability and invests in a diversified mix of assets, with an emphasis on fixed interest, alternatives and cash.

This option invests in shares listed on global stock exchanges, including both developed and emerging markets.

This option invests mainly in shares of companies listed on the Australian Securities Exchange.

This option holds units in portfolios focused on core, high-quality properties — mainly office, retail, industrial and global listed real estate investment trusts. Returns may come from both rental income and capital growth.

This option typically invests in loans to governments or companies at a pre-agreed rate of interest that is paid on a regular basis.

This option may invest in cash and short-term money-market securities including at-call and term deposits, bank bills, negotiable certificates of deposit and short-term fixed interest investments issued by Australian and overseas governments, banks and companies. The cash asset class may include an allocation in short-dated annuities issued by life insurance companies. The option also invests in interest bearing accounts with authorised deposit-taking institutions (ADIs). Note that the Cash option is not covered by the Government Guarantee (Financial Claims Scheme).

This option invests in a diversified mix of assets with an emphasis on Australian and overseas shares, property and infrastructure.

This option mainly invests in growth assets with an emphasis on Australian and overseas shares.

This option invests in a diversified mix of assets with an emphasis on infrastructure and credit as well as Australian and overseas shares.

This option invests in a diversified mix of assets. The external investment managers within the relevant asset classes aim to exclude investment in certain companies and/or assets and also consider positive environmental and social themes when making select investments.

This option is designed to achieve a balance of risk and return by investing in a blend of assets, with an emphasis on fixed interest, alternatives, cash and shares (Australian and overseas).

This option is designed to provide capital stability and invests in a diversified mix of assets, with an emphasis on fixed interest, alternatives and cash.

This option invests in a diversified range of investments to help your money last through retirement. It aims to achieve moderate to high investment returns, while accepting a medium to high level of investment risk.

This option is only available within our Managed Income account.

Please note, the average annual performance figure is a three (3) year average, aligning with available performance history.

This option invests in shares listed on global stock exchanges, including both developed and emerging markets.

This option invests mainly in shares of companies listed on the Australian Securities Exchange.

This option holds units in portfolios focused on core, high-quality properties — mainly office, retail, industrial and global listed real estate investment trusts. Returns may come from both rental income and capital growth.

This option typically invests in loans to governments or companies at a pre-agreed rate of interest that is paid on a regular basis.

This option may invest in cash and short-term money-market securities including at-call and term deposits, bank bills, negotiable certificates of deposit and short-term fixed interest investments issued by Australian and overseas governments, banks and companies. The cash asset class may include an allocation in short-dated annuities issued by life insurance companies. The option also invests in interest bearing accounts with authorised deposit-taking institutions (ADIs). Note that the Cash option is not covered by the Government Guarantee (Financial Claims Scheme).