Employers

Employers

I want an Industry SuperFund that cares about my team as much as I do.
Discover why 56,000 employers choose CareSuper.

There’s a lot to love about being a CareSuper employer. We’re one of Australia’s top-performing Industry SuperFunds, with more than $19 billion under management and 35 years’ experience looking after businesses like yours.

Whether you’re currently an employer with us or thinking about joining, here you’ll find everything you need to take care of your team’s super and we’ll support you along the way.

Join as a CareSuper employer
Not with CareSuper yet? To register for QuickSuper, sign up and join as a CareSuper participating employer.
"Switching to CareSuper was a seamless transition. The CareSuper team’s always there when you need them."
Mark Joy, Chief Financial Officer & Company Secretary, Interflora

Our advantage

With more than 56,000 employers and 220,000 members across a variety of industries, we’ve built our reputation on providing you with superior personalised service by our client partnership team, competitive fees, and benefits like insurance, financial advice, educational tools and seminars.

Plus, we’re one of Australia’s best long-term performing funds, with our active investment strategy protecting our members during uncertain times. In fact, our Balanced (MySuper) option is a top performer over 10, 15 and 20 years.*

Discover our advantage

*SuperRatings Fund Crediting Rate Survey, SR50 Balanced (60-76) Index, June 2021.

Supporting you through COVID-19

Things are changing rapidly. Our dedicated COVID-19 information hub provides support for you and your employees, with updates on how the pandemic is affecting super and the resources available to you if you need them.

Learn more

Streamline your super payments

Making payments is easy. If not all your employees are CareSuper members, that’s not a problem. QuickSuper, our clearing house solution, allows you to make all your employee super contributions in the one place, no matter which super fund they’re with.

Manage super payments

Learn your super obligations

Understand your obligations as an employer, including when to pay super contributions, how to nominate a MySuper fund and the rules around tax file numbers.

Learn more

Stay up to date with us
Keep on top of super-related info relevant to your business. Complete our form and we’ll be in touch soon.
"Thanks to CareSuper’s expert advice and guidance, we’re much more confident in making our super contributions."
Katherine Livori, Group Accountant, Cornerstone HR
FAQs
How can I choose CareSuper as the default fund for my employees?

First, you’ll need to join CareSuper as a participating employer. You’ll need your company name, ABN and contact email handy, as well as a few other personal details. We’ll confirm your application via email once it’s all done and prompt you to register for QuickSuper, our online clearing house that allows you to make payments for all your employees (whether they’re CareSuper members or not) in the one place.

We must be set as your default fund the first time you use QuickSuper. To do this, click 'Create new relationship' under the 'Fund relationships' sub-menu and make sure to tick the default box. You'll also need to ensure your default fund is configured in your payroll system.

For more information on choosing CareSuper as your default fund, check out our Employer Guide, Nominating a default fund page or QuickSuper FAQ’s

When do I need to make super payments for my employees?

You need to pay super guarantee (SG) contributions for eligible employees at least four times a year. 

For more information on the rules around paying super contributions, refer to our contribution and payment requirements page.

How can I manage my payments online?

Once you’ve joined CareSuper as a participating employer, it’s easy to manage all your payments in the one place via QuickSuper, our online clearing house solution. You can use QuickSuper to pay super contributions for all your employees, even if not all of them are CareSuper members. Refer to the QuickSuper FAQ.

Where can my employees access educational content about super?

Our client partnership team can organise educational seminars for your team, either virtually or at your workplace (when available), at no extra cost to you. We also have a range of tools and educational resources on our website to help your employees understand super and achieve their financial goals.

Plus, as part of their membership, CareSuper members have access to financial advice over the phone at no extra cost.*

* Financial advice obtained over the phone is provided by Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence #411766.

What happens if my organisation can’t meet our SG obligations by the due date?

Legally, the ATO can't extend the due date for SG contributions. If you are experiencing difficulty in making payments, you may have the option to pay as much as you can by the due date, even if you can't pay in full. If you can’t pay the full amount, you’ll need to lodge a Super guarantee charge statement with the ATO. For more details, visit the ATO website.

As an employer, am I still eligible for JobKeeper?

The JobKeeper payment scheme finished on 28 March 2021. However, the JobKeeper payment scheme was amended to make JobKeeper payments available (in limited circumstances) to some business after 31 March 2022. For more information, visit the ATO website.

What government financial support is available to Victorian workers who are waiting for COVID-19 test results or self-isolating?

The Victorian Government is providing one-off payments to financially support eligible Victorian workers who are waiting for test results or need to self-isolate or quarantine due to Coronavirus (COVID-19). For more information visit the Victorian Government Coronavirus website.

Do I need to pay my staff if they contract Covid-19?

Full-time and part-time employees who cannot come to work because they're sick with coronavirus (or other illness) can take paid sick leave if they have accrued it. If an employee needs to look after a family member or a member of their household who's sick with coronavirus, or suffering an unexpected emergency, they're entitled to take paid carer’s leave if they have accrued leave. Go to the Fair Work website for more.