Know life’s essentials will always be covered

CareSuper’s Guaranteed Income product gives you the peace of mind of knowing you’ll always have money for life’s essentials. Think of it as a super safety net for basic living expenses such as food, electricity, and healthcare.

You can use it by itself or combine it with a CareSuper Pension. So the income for your essentials that change year to year, like holidays and spoiling the grandkids, are funded by more flexible investments.

We offer two Guaranteed Income account options:

• Guaranteed Lifetime Income: you receive regular payments for your life, or you and your partner’s lifetimes.
• Guaranteed Fixed Term Income: you receive regular payments for an investment term of between 1 and 40 years.

The product (or combination of products) that’s right for you will depend on your specific situation and personal goals.

To explore the combination of CareSuper’s products that’s best for you, book in to speak to a financial planner by calling us on 1300 360 149.

Fast facts

• Choose between lifetime or fixed term options
• Minimum investment of $10,000
• Maximum transfer limit (Transfer Balance Cap) of $1.7 million if you commenced your first pension after 1 July 2021
• To open an account you need to:
  • Reach age 60 and leave your job, or
  • Reach age 65.