How we invest

We invest with one goal in mind: to help you achieve your best possible lifestyle when you wind-down from work. We use an actively managed and long-term strategy – driven by a proven investment philosophy to Outperform and Outprotect your super. Plus, our team of experts are always looking for ways to boost your returns.

How we invest your super

We actively manage investments to outperform the market

We seek the best investment opportunities in Australia and overseas to maximise returns over the long term. Rather than passively investing our members' super and replicating an index (like the ASX300), our investment managers search for and select every investment. Taking care to select what we do and don’t invest in has resulted in stronger long-term results for our members. 

We protect your super in volatile times

Our strategy and agility has enabled us to build a richer and more diversified investment mix, overall reducing risk for members and ‘smoothing out’ the typical highs and lows of markets. Protecting against downside risk gives our members confidence that their savings are in safe hands during good times, and uncertain times.

We care about how we invest for your future

Responsible investing is a core part of our investment philosophy. Our active and responsible investment approach drives us to review the environmental, social and governance (ESG) credentials of every investment, to ensure that we remain a strong and sustainable super fund.

Our investment philosophy

As a CareSuper member, you benefit from our dual investment approach. We actively manage your super, taking advantage when markets rise. But we also protect your super during volatile times. The result? Strong returns with less risk, giving you a smoother ride to your life after work.

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Where we invest your super

Already a CareSuper member? Then you’re part-owner of more than $21 billion worth of investments in Australia and around the world (as of 30 June 2023).

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Net Zero Roadmap

We care about making a positive difference to our members' lives by helping to set them up for a better future. That’s why we’ve committed to achieving net zero carbon emissions in our investment portfolio by 2050.

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Responsible investing

While it’s our job to grow your super, how we achieve growth is also extremely important to us. We believe investing in companies with good environmental, social and governance (ESG) practices provides more sustainable long-term returns.

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Our Sustainable Balanced option

We offer a Sustainable Balanced option for those members who want a diversified portfolio whose external investment managers within the Australian and overseas listed shares asset classes aim to exclude investments in certain listed companies (through negative screening), and also consider positive environmental and social themes when selecting certain investments, as described below.

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