Explore your income options

Whether you’re cutting back your working hours, calling it quits altogether, or starting retirement unexpectedly, there are different ways you can access your super beyond taking it out as a lump sum.

Let’s explore your CareSuper income account choices.

Transition to retirement (TTR)
Still working but want to start winding down? You could use a transition to retirement (TTR) strategy to reduce your working hours (along with your income tax) and keep the same cash flow and lifestyle.
CareSuper Pension
A CareSuper Pension lets you turn your super into a regular tax-effective income, while making the most of investment returns. Withdraw lump sums as needed and have control over your income and investments, without the stress of managing your money on your own.
Guaranteed income account
Our Guaranteed Income product offers the security of a fixed income, regardless of share market performance or other economic factors. You can choose guaranteed payments for a fixed period or for your lifetime (and your partners).

Know your limits

The Government imposes limits on how much you transfer from super to pension. Take the time to understand how these limits may impact you when moving into retirement. Learn more.

Speak with an expert for advice

If you’re planning for life after work, seeking financial advice through your super fund is a great option. We offer 3 different types of advice, based on your individual circumstances. Book a call-back.

Ready for your super to start paying you?

We’re here to help

If you have a super, retirement or pension-related question, call 1300 360 149, 8am-8pm (AET) weekdays or get in touch online