PMIF FAQs for employers

See how your employees may be affected by these laws and where you can get help to answer their questions.

Info for employers
I’m an employer and some of my employees have their super paid to CareSuper. Am I affected by the PMIF laws?

You are not directly affected by the PMIF laws, however some of your employees may be affected. We will write to any affected employees to let them know their cover may be cancelled unless they take action to keep it before 1 April 2020.

If you have questions, speak to your client partnership manager who is there to support you and your employees.

I’m an employer and have a corporate insurance arrangement in place with CareSuper. Are my employees affected by PMIF?

If you pay for some of the cost of your employees’ insurance fees provided through the corporate arrangement, your employees may be affected by the PMIF laws if they have a balance less than $6,000 at 1 November 2019. They must let us know by 31 March 2020 if they want to keep their cover with us.

If you pay the full cost of your employees’ fees, they are not affected by the PMIF laws while they remain under that arrangement. Their cover will continue from 1 April 2020 regardless of their super account balance. If you have questions, speak to your client partnership manager who is there to support you and your employees.

If you have questions, speak to your client partnership manager who is there to support you and your employees.

Putting Members’ Interests First (PMIF) FAQs
If you have questions about these changes and what you should know, take a look at our FAQs.
I’m a new or current member
If you’re affected by PMIF, there’s a number of things you should consider before 1 April 2020.
I’m a corporate insurance member
If you’re part of a CIA, you might be affected by these laws now or in the future.