Sustainable Balanced

This option seeks to select investment managers for the Australian and overseas shares asset classes based on a higher degree of focus on environmental, social and governance (ESG) standards, as well as investing in a wide range of other asset classes. It's designed to achieve relatively high returns in the medium to long term.
10-year average
annual super return
as at 30 June 2020
For a detailed overview of this option including pension returns, visit the performance page.

Why you’d invest

Invest in this option if you are seeking returns above the rate of inflation over the long term and prefer environmentally and socially friendly industries and companies.

The minimum investment timeframe is 5+ years. 

Return objective

To achieve returns after tax and fees that exceed the inflation rate by at least 3% per year (over rolling 10-year periods).

This option targets positive investment themes such as addressing climate change and improving health and education, as well as employing a range of negative screens that restrict investments in certain companies. Find out more about our Sustainable Balanced option.

Risk level

The chance of a negative annual return is 2.9 in every 20 years for super and transition to retirement accounts and 2.8 in every 20 years for full pension accounts.
The risk level is based on the Standard Risk Measure.

Asset mix

Allocation table for Super & TTI

Asset class Benchmark Range
Australian shares 23% 10-40
Overseas shares 27% 10-40
Property 12% 0-25
Alternatives (total) 27% 0-55
- Credit 8%
- Infrastructure 8%
- Absolute return 6%
- Private equity 5%
Fixed interest 6% 5-35
Cash 5% 0-30

Allocation table for Pension

Asset class Benchmark Range
Australian shares 26% 10-40
Overseas shares 20% 10-40
Property 13% 0-25
Alternatives (total) 29% 0-55
- Credit 10%
- Infrastructure 8%
- Absolute return 6%
- Private equity 5%
Fixed interest 6% 5-35
Cash 6% 0-30
More about investing
Fees and costs
Fees and costs
Each of our investment options has its own set of fees that covers the cost of managing your investments.
See our fee structure  
Investment returns
Investment returns
Discover how your investments measure up against their return objectives and industry benchmarks.
Check our performance  
Your investment choices
Your investment choices
No two CareSuper members are the same so we offer 13 different investment choices.
Explore your choices