Your investment choices

Your investment choices

We’ll help you make powerful choices with more investment options.

No two CareSuper members are the same. That’s why we offer 13 different investment options, each with different targets for return and levels of investment risk. This variety lets you mix and match your investments to suit your own goals.

  • All options

    See a snapshot of all of our Managed and Asset class investment options.

  • Managed

    Invest in a pre-mixed combination of assets, such as shares, property, fixed interest, cash and more.

  • Asset class

    Invest in one of our five asset classes or make up your own mix.

  • Your own way

    Choose your own investments from ASX300 shares, Exchange Traded Funds (ETFs), term deposits and more.

  • Balanced

    This option invests in a diversified mix of assets with an emphasis on Australian and overseas shares, property and alternatives. It’s designed to achieve relatively high returns in the medium to long term but is subject to short-term fluctuations in returns. As a super member, this is the option your money goes into if you don’t make an investment choice (our MySuper option).

    More details on this option
    Growth and defensive asset mix
    72% Growth
    28% Defensive
    7.53 %
    10-year average annual super return as at 30 June 2018
  • Growth

    This option mainly invests in growth assets with an emphasis on Australian and overseas shares. It’s designed to achieve long-term capital growth. Returns for this option may display a significant level of volatility with a relatively high risk of capital loss over the short or medium term.

    More details on this option
    Growth and defensive asset mix
    81% Growth
    19% Defensive
    8.20 %
    10-year average annual super return as at 30 June 2018
  • Alternative Growth

    This option invests in a diversified mix of assets with an emphasis on alternatives as well as Australian and overseas shares. It’s designed to achieve long-term capital growth.

    More details on this option
    Growth and defensive asset mix
    73% Growth
    27% Defensive
    7.82 %
    10-year average annual super return as at 30 June 2018
  • Sustainable Balanced

    This option invests in a diversified mix of assets with a higher degree of focus on investing in industries and companies that are considered to have a sustainable future on environmental and/or social grounds. It’s designed to achieve relatively high returns in the medium to long term.

    More details on this option
    Growth and defensive asset mix
    72% Growth
    28% Defensive
    6.87 %
    10-year average annual super return as at 30 June 2018
  • Conservative Balanced

    This option is designed to achieve a balance of risk and return by investing in a blend of assets, with an emphasis on fixed interest, cash and shares (Australian and overseas).

    More details on this option
    Growth and defensive asset mix
    52% Growth
    48% Defensive
    6.66 %
    10-year average annual super return as at 30 June 2018
  • Capital Stable

    This option invests in a diversified mix of assets, with an emphasis on fixed interest and cash. It’s designed to provide stability of capital over the medium term combined with the prospect for limited capital growth.

    More details on this option
    Growth and defensive asset mix
    37% Growth
    63% Defensive
    6.05 %
    10-year average annual super return as at 30 June 2018
  • Capital Guaranteed

    This option invests mainly in cash with some fixed interest investments such as bonds. It’s designed to guarantee the security of your capital by investing in defensive assets that generate cash-like returns.

    More details on this option
    Growth and defensive asset mix
    0% Growth
    100% Defensive
    2.34 %
    10-year average annual super return as at 30 June 2018
  • Overseas Shares

    This option invests in shares listed on the stock exchanges around the world, including both developed and emerging markets.

    More details on this option
    Growth and defensive asset mix
    100% Growth
    0% Defensive
    10.02 %
    10-year average annual super return as at 30 June 2018
  • Australian Shares

    This option invests mainly in shares of Australian companies listed on the stock exchange.

    More details on this option
    Growth and defensive asset mix
    100% Growth
    0% Defensive
    7.51 %
    10-year average annual super return as at 30 June 2018
  • Direct Property

    This option holds units in portfolios focused on core, high-quality properties – mainly CBD office buildings and large shopping centres. Returns may come from both rental income and capital growth.

    More details on this option
    Growth and defensive asset mix
    37% Growth
    63% Defensive
    6.91 %
    10-year average annual super return as at 30 June 2018
  • Fixed Interest

    This option invests in a diversified portfolio of debt securities, mainly fixed-rate bonds issued by Australian and overseas governments and companies, mortgage-backed securities and cash. The investment managers include specialist credit managers and other managers focused on managing sector and interest rate exposures.

    More details on this option
    Growth and defensive asset mix
    0% Growth
    100% Defensive
    5.71 %
    10-year average annual super return as at 30 June 2018
  • Capital Secure

    This option invests in a mix of cash-like investments such as short-dated and floating rate securities issued by Australian and overseas governments, banks and companies. The portfolios include bank bills, commercial paper and other discount securities, asset-backed securities and bank-term deposits.

    More details on this option
    Growth and defensive asset mix
    0% Growth
    100% Defensive
    3.16 %
    10-year average annual super return as at 30 June 2018