Overseas Shares

This option invests in shares listed on the stock exchanges around the world, including both developed and emerging markets.
11.19%
12.59%
10-year average
annual super return
as at 30 June 2020
10-year average
annual pension return
as at 30 June 2020
For the returns over various time periods see the performance page.

Why you’d invest

Invest in this option if you have an investment timeframe of at least seven years. It’s for those wanting to achieve potentially higher long-term returns, from a portfolio of global shares, who are willing to accept higher levels of volatility in returns and the possibility of negative returns over the short term.

The minimum investment timeframe is 7–10 years.

Return objective

To outperform the return of the overseas share market (as measured by the MSCI All Country World ex-Australia Index in $AUD).*

To achieve returns after tax and fees that exceed the inflation rate by at least 4% per year (over rolling 10-year periods).

* The benchmark used is a composite of the hedged and unhedged MSCI All Country World ex-Australia indices to reflect use of currency hedging in managing the option.

Risk level

High
The likelihood of a negative annual return is 4.4 in every 20 years.
The risk level is based on the Standard Risk Measure.
High
The likelihood of a negative annual return is 4.4 in every 20 years.
The risk level is based on the Standard Risk Measure.

Asset mix

Allocation table for Super & TTI

Asset class Benchmark Range
Overseas shares 100% n/a

Allocation table for Pension

Asset class Benchmark Range
Overseas shares 100% n/a

Fees

The following example shows the total investment fee you would pay if you had $50k invested in our Overseas Shares option. These fees aren’t paid directly from your account.

Investment fee
Investment fees

0.31%

This fee is deducted from the Fund’s assets and is reflected in the daily unit price for the Overseas Shares option.

Indirect cost ratio
Indirect cost ratios

0.22%

This fee is deducted from investment returns received from, or assets of, underlying investment vehicles and reflected in the daily unit price for the Overseas Shares option.

Total
investment fee

0.53%

$50k balance = $265* total of investment fees.

*Represents the investment fee only. An administration fee also applies to the total cost of the product.

Add the investment fee and the indirect cost ratio together, then multiply the percentage by your balance.
(0.31% + 0.22% = 0.53% ) x $50,000 = $265

See fees and costs for further information.

Investment fee
Investment fees

0.31%

This fee is deducted from the Fund’s assets and is reflected in the daily unit price for the Overseas Shares option.

Indirect cost ratio
Indirect cost ratios

0.18%

This fee is deducted from investment returns received from, or assets of, underlying investment vehicles and reflected in the daily unit price for the Overseas Shares option.

Total
investment fee

0.49%

$50k balance = $245* total of investment fees.

*Represents the investment fee only. An administration fee also applies to the total cost of the product.

Add the investment fee and the indirect cost ratio together, then multiply the percentage by your balance.
(0.31% + 0.18% = 0.49%) x $50,000 = $245.

See fees and costs for further information.

More about investing
Fees and costs
Fees and costs
Each of our investment options has its own set of fees that covers the costs of managing your investments.
See our fee structure 
Investment returns
Investment returns
Discover how your investments measure up against their return objectives and industry benchmarks.
Check our performance  
Your investment choices
Your investment choices
No two CareSuper members are the same so we offer 13 different investment choices.
Explore your choices