Direct Property

Property investments mainly include unlisted holdings in commercial buildings (offices or shopping centres), industrial properties or residential but may also include some investments in listed real estate. Property returns come from rental income or changes in capital value over time.
7.05%
7.67%
10-year average
annual super return
as at 30 June 2024
10-year average
annual pension return
as at 30 June 2024
For the returns over various time periods see the performance page.

Why you’d invest

Invest in this option if you have an investment timeframe of at least 5 years. It’s for those keen to generate returns by investing directly in property and are comfortable with a higher level of risk.

The minimum investment timeframe is 5+ years. 

Return objective

To outperform the MSCI Mercer Index (Adjusted for implied superannuation tax).

Risk level

Medium to high
The likelihood of a negative annual return is 3.9 in every 20 years.
The risk level is based on the Standard Risk Measure.
Medium to high
The likelihood of a negative annual return is 3.9 in every 20 years.
The risk level is based on the Standard Risk Measure.

Asset class mix

Allocation table for Super & TTI

Asset class Benchmark Range
Property 100% n/a

Allocation table for Pension

Asset class Benchmark Range
Property 100% n/a

*For liquidity purposes, this option may hold up to 10% cash.

More about investing
Fees and costs
Fees and costs
Each of our investment options has its own set of fees that covers the costs of managing your investments.
See our fee structure  
Investment returns
Investment returns
Discover how your investments measure up against their return objectives and industry benchmarks.
Check our performance  
Your investment choices
Your investment choices
No two CareSuper members are the same so we offer 13 different investment choices.
Explore your choices