Conservative Balanced
annual super return
as at 30 June 2021
annual pension return
as at 30 June 2021
Why you’d invest
Invest in this option if you are seeking returns above the rate of inflation over the long term, but with less volatility than might be experienced by the Balanced option.
The minimum investment timeframe is 3–5 years.
Return objective
To achieve returns after tax and fees that exceed the inflation rate by at least 2% per year (over rolling 10-year periods).
Risk level
Asset class mix
Allocation table for Super & TTI
| Asset class | Benchmark | Range |
|---|---|---|
| Australian shares | 17% | 5-30 |
| Overseas shares | 20% | 5-30 |
| Property | 6% | 0-15 |
| Alternatives (total) | 32% | 0-45 |
| - Credit | 9% | |
| - Infrastructure | 6% | |
| - Absolute return | 17% | |
| - Private equity | 0% | |
| Fixed interest | 10% | 0-50 |
| Cash | 15% | 0-50 |
Allocation table for Pension
| Asset class | Benchmark | Range |
|---|---|---|
| Australian shares | 20% | 5-30 |
| Overseas shares | 15% | 5-30 |
| Property | 7% | 0-15 |
| Alternatives (total) | 33% | 0-45 |
| - Credit | 11% | |
| - Infrastructure | 6% | |
| - Absolute return | 16% | |
| - Private equity | 0% | |
| Fixed Interest | 10% | 0-50 |
| Cash | 15% | 0-50 |
Fees
The following example shows the total investment fee you would pay if you had $50k invested in our Conservative Balanced option. These fees aren’t paid directly from your account.
0.19%
This fee is deducted from the Fund’s assets and is reflected in the daily unit price for the Conservative Balanced option.
0.23%
This fee is deducted from investment returns received from, or assets of, underlying investment vehicles and reflected in the daily unit price for the Conservative Balanced option.
0.42%
$50k balance = $210* total of investment fees.
*Represents the investment fee only. An administration fee also applies to the total cost of the product.
Add the investment fee and the indirect cost ratio together, then multiply the percentage by your balance.
(0.19% + 0.23% = 0.42%) x $50,000 = $210
See fees and costs for further information.
0.19%
This fee is deducted from the Fund’s assets and is reflected in the daily unit price for the Conservative Balanced option.
0.25%
This fee is deducted from investment returns received from, or assets of, underlying investment vehicles and reflected in the daily unit price for the Balanced option.
0.44%
$50k balance = $220* total of investment fees.
*Represents the investment fee only. An administration fee also applies to the total cost of the product.
Add the investment fee and the indirect cost ratio together, then multiply the percentage by your balance.
(0.19% + 0.25% = 0.44%) x $50,000 = $220
See fees and costs for further information.
