Cash

This option invests in a mix of cash and money-market securities, including at call and term deposits, bank bills, negotiable certificates of deposit, short-dated and floating rate securities issued by Australian and overseas government, banks and companies.

This option was previously known as ‘Capital Secure’. Only the name has changed – its objectives and features remain the same.
3.05%
10-year average
annual super return
as at 30 June 2019
For a detailed overview of this option including pension returns, visit the performance page.

Why you’d invest

Invest in this option if you seek to maintain the capital value of your investment over any time period while earning a rate of return similar to that of bank bills or from a cash management trust.

The minimum investment timeframe is 1 year or less. 

Return objective

To outperform the return of the Australian cash market (as measured by the Bloomberg Ausbond Bank Bill Index).

To achieve returns after tax and fees that is at least in line with the inflation rate each year (over rolling 10-year periods).

Risk level

Very low
The chance of a negative annual return is nil in every 20 years.
The risk level is based on the Standard Risk Measure.

Asset mix

Allocation table for Super & TTI

Asset class Benchmark Range
Cash 100% n/a

Allocation table for Pension

Asset class Benchmark Range
Cash 100% n/a
More about investing
Fees and costs
Fees and costs
Each of our investment options has its own set of fees that covers the costs of managing your investments.
See our fee structure  
Investment returns
Investment returns
Discover how your investments measure up against their return objectives and industry benchmarks.
Check our performance  
Your investment choices
Your investment choices
No two CareSuper members are the same so we offer 13 different investment choices.
Explore your choices