Cash
This option invests in a mix of cash and money-market securities, including at call and term deposits, bank bills, negotiable certificates of deposit, short-dated and floating rate securities issued by Australian and overseas government, banks and companies.
This option was previously known as ‘Capital Secure’. Only the name has changed – its objectives and features remain the same.
This option was previously known as ‘Capital Secure’. Only the name has changed – its objectives and features remain the same.
2.76%
10-year average
annual super return
as at 30 June 2020
annual super return
as at 30 June 2020
For a detailed overview of this option including pension returns, visit the
performance page.
Why you’d invest
Invest in this option if you seek to maintain the capital value of your investment over any time period while earning a rate of return similar to that of bank bills or from a cash management trust.
The minimum investment timeframe is 1 year or less.
Return objective
To outperform the return of the Australian cash market (as measured by the Bloomberg Ausbond Bank Bill Index).
To achieve returns after tax and fees that is at least in line with the inflation rate each year (over rolling 10-year periods).
Risk level
Very low
The chance of a negative annual return is nil in every 20 years.
The risk level is based on the Standard Risk Measure.
Asset mix
Allocation table for Super & TTI
| Asset class | Benchmark | Range |
|---|---|---|
| Cash | 100% | n/a |
Allocation table for Pension
| Asset class | Benchmark | Range |
|---|---|---|
| Cash | 100% | n/a |
More about investing
Fees and costs
Each of our investment options has its own set of fees that covers the costs of managing your investments.
See our fee structure
Investment returns
Discover how your investments measure up against their return objectives and industry benchmarks.
Check our performance
Your investment choices
No two CareSuper members are the same so we offer 13 different investment choices.
Explore your choices