Capital Stable

This option invests in a diversified mix of assets, with an emphasis on fixed interest and cash. It’s designed to provide stability of capital over the medium term combined with the potential for limited capital growth.
6.81%
10-year average
annual super return
as at 30 June 2019
For a detailed overview of this option including pension returns, visit the performance page.

Why you’d invest

Invest in this option if you are seeking long-term capital security, and to earn a rate of return above that of bank bills or from a cash management trust.

The minimum investment timeframe is 3+ years. 

Return objective

To achieve returns after tax and fees that exceed the inflation rate by at least 2% per year (over rolling 10-year periods).

Risk level

Low to medium
The chance of a negative annual return is 1.1 in every 20 years for super and transition to retirement accounts and 1.0 in every 20 years for full pension accounts.
The risk level is based on the Standard Risk Measure.

Asset mix

Allocation table for Super & TTI

Asset class Benchmark Range
Australian Shares 11% 0-25
Overseas shares 14% 0-25
Property 6% 0-15
Alternatives (total) 23% 0-35
- Credit 7%
- Infrastructure 5%
- Absolute return 11%
- Private equity 0%
Fixed interest 16% 0-50
Cash 30% 10-70

Allocation table for Pension

Asset class Benchmark Range
Australian shares 13% 0-25
Overseas shares 10% 0-25
Property 7% 0-15
Alternatives (total) 24% 0-35
- Credit 8%
- Infrastructure 5%
- Absolute return 11%
- Private equity 0%
Fixed interest 16% 0-50
Cash 30% 10-70
More about investing
Fees and costs
Fees and costs
Each of our investment options has its own set of fees that covers the costs of managing your investments.
See our fee structure  
Investment returns
Investment returns
Discover how your investments measure up against their return objectives and industry benchmarks.
Check our performance 
Your investment choices
Your investment choices
No two CareSuper members are the same so we offer 13 different investment choices.
Explore your choices