At a glance
Diversified mix of assets with an emphasis on fixed interest and cash assets.
Short to medium term 3+ years
Total estimated Indirect Cost Ratio 2015/16: 0.45%
Buy spread: 0.03%
Sell spread: 0.03%
Inflation + 2% per year^
Likelihood of negative return
1.1 in every 20 years
Risk levelRisk label
3Low to medium
5Medium to high
- Annual % returns
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Annual returns [PDF]
About the option
The Capital Stable option aims to provide stability of capital over the medium term combined with the opportunity for limited capital growth.
This option invests in a diversified mixture of assets with an emphasis on fixed interest and cash assets.
It is suitable for members seeking long-term capital security, while earning a rate of return above that of bank bills or from a cash management trust.
What are the option’s objectives?
- To achieve returns after tax and fees that exceed the inflation rate (as measured by the CPI) by at least 2% per year.^
- To ensure as far as possible that the investment return members receive each year is competitive with comparable options in other super funds.
^Over rolling 10 year periods