At a glance
100% cash or short-term money market instruments
Very short term 1 year or less
Investment fee: 0.06%
Indirect cost ratio: 0.00%
Buy–sell spread: nil
To achieve returns at least in line with the inflation rate^
Likelihood of negative return
Nil in every 20 years
Risk levelRisk label
3Low to medium
5Medium to high
- Annual % returns
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About the option
The Capital Secure option invests in a mix of short-dated and floating rate securities issued by Australian and overseas governments, banks, and companies. The portfolios include bank bills, commercial paper and other discount securities, asset-backed securities and bank-term deposits.
This option is suitable for members seeking to maintain the capital value of their investment over any time period while earning a rate of return similar to that of bank bills or from a cash management trust.
What are the option’s objectives?
- To outperform the return of the Australian cash market (as measured by the UBS Bank Bill Index).
- To achieve returns after tax and fees at least in line with the inflation rate (as measured by the CPI).^
*View the full details of these fees and costs
^Over rolling 10 year periods