Capital Secure

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Capital Secure

At a glance

Asset classes

100% cash or short-term money market instruments

Investment timeframe

Very short term 1 year or less

Fees

Total estimated Indirect Cost Ratio 2015/16: 0.06%
Buy spread: nil
Sell spread: nil

Return objective

To achieve returns at least in line with the inflation rate^

Likelihood of negative return

Nil in every 20 years

  • Risk band

    Risk level

    Risk label
  • 1
    Very low
  • 2
    Low
  • 3
    Low to medium
  • 4
    Medium
  • 5
    Medium to high
  • 6
    High
  • 7
    Very high

Risk level

1

Asset classes

  • Annual % returns
  • See how your money would have grown
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Annual returns [PDF]

About the option

The Capital Secure option invests in a mix of short-dated and floating rate securities issued by Australian and overseas governments, banks, and companies. The portfolios include bank bills, commercial paper and other discount securities, asset-backed securities and bank-term deposits.

This option is suitable for members seeking to maintain the capital value of their investment over any time period while earning a rate of return similar to that of bank bills or from a cash management trust.

What are the option’s objectives?

  • To outperform the return of the Australian cash market (as measured by the UBS Bank Bill Index).
  • To achieve returns after tax and fees at least in line with the inflation rate (as measured by the CPI).^

^Over rolling 10 year periods

Compare to other options


This website contains general advice, not taking into account your objectives, financial situation or needs. Before acting on this advice you should determine if it is appropriate for you. Before acquiring a product, first read its product disclosure statement. Some products and services offered on this website are provided by third parties. The trustee is not responsible for the products or services, views or actions of these third parties. Terms and conditions may apply which should be obtained from the third parties direct. The trustee does not accept liability if loss or damage is incurred from the acquisition of third party products or services. Past performance is not a reliable indicator of future performance and you should consider other factors before choosing a fund or changing your investments. CARE Super Pty Ltd (Trustee) ABN 91 006 670 060 AFSL 235226 CARE Super (Fund) ABN 98 172 275 725
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