Making the most of your pension

Here’s a few ways you can help make the most of your pension, so the rest of your life is the best of your life. 
 

1. Self-serving your pension account through MemberOnline 

Being able to access and make changes to your account and payment details is important. 

MemberOnline makes it fast and easy to:

• View your balance, investments and annual statements
• Use the Pension Payments Hub to change your pension payment frequency and amounts (within the government set limits), and make one-off withdrawals
• Review and change your drawdown strategy (the investment option(s) your pension payments are deducted from)
• Update your bank account and contact details, and
• View your recent requests.

Log in to MemberOnline to manage your pension.

2. Access financial advice to help guide future decisions

We can help you invest your super, manage your income and minimise tax.

Our financial advice offering aligns with our profit-to-members philosophy, meaning our planners don’t receive additional incentives (like commissions) to provide advice.

As a CareSuper member, you have access to pension-related financial advice from our team of dedicated financial planners at no-extra cost.^** If you need help beyond super, our planners can help you consider your whole financial situation, including any other assets you have, any debts and your goals.^# We can also provide you with complex advice for more intricate financial arrangements.^{^^}

Find out more about accessing financial advice through CareSuper. 

3. Upskill with our online resources

Keen to learn more about super strategies in retirement, recent government changes to super, accessing aged care or how to live well after work? 

Upskill at a time and place convenient for you through the Education Hub. You’ll have access to a broad range of engaging articles and tools. Or, explore and register for an event or webinar and hear from a member of CareSuper’s financial planning team or another industry expert. 

Information correct as at 14 November 2023.

^** Financial advice obtained over the phone, or through MemberOnline, is provided by Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence #411766.
^# Advice is provided by one of our financial planners who are Authorised Representatives of Industry Funds Services Limited (IFS). IFS is responsible for any advice given to you by its Authorised Representatives. Industry Fund Services Limited ABN 54 007 016 195 AFSL 232514.
^{^^} If you require more complex personal financial advice, our financial planners, in the course of their initial appointment with you, may refer you to an external advice service provided by Australian Unity Personal Financial Services Limited (ABN 26 098 725 145, AFSL 234459).