If you’re taking time out of paid work to care for a loved one, your super might not be top of mind. But even while you're not earning, there are simple ways to help keep your super growing.

Make small contributions

Even a little goes a long way. If you’re able to, consider making personal contributions to your super. You might also be eligible for a government co-contribution.

Spouse contributions 

Your partner may be able to contribute to your super and may receive a tax offset. Spouse contributions can be a smart way to support your future while you’re supporting someone else.

Combine your super

Multiple accounts can mean extra fees. Combining your super accounts into one can help you save and make your super easier to manage.

Check your investment options

Make sure your super is invested in a way that suits your goals and timeframe. It’s worth reviewing your options to stay on track.

Review your insurance

Taking time out of work could affect your insurance through super. Life changes can mean that your insurance needs change too, so it can be a good idea to reassess your cover.

Nominate a beneficiary 

It’s a simple step that helps ensure your super goes to the right person if something happens to you. Not sure which type to choose? Learn about binding and non-binding nominations to help you decide.

Looking after others? Look after your future too

Caring for someone is a big job, and while your focus is on them, it’s important to keep your super working for you. A few small steps now can help make sure your future stays on track—so when you're ready to return to work, your super’s ready too.

This is general information only and doesn’t take into account your objectives, financial situation or needs. Before making a decision about CareSuper, you should consider if this information is right for you.

Consider the PDS and TMD at caresuper.com.au/pds. Issued by CareSuper Pty Ltd (Trustee) (ABN 14 008 650 628, AFSL 238718). CareSuper (Fund) (ABN 74 559 365 913). Any advice is provided by CareSuper Advice Pty Ltd (ABN 78 102 167 877, AFSL 284443).