Flexible Income account
Your retirement money, paid your way.
Shape your retirement your way with our Flexible Income account. You choose how much you’re paid, when it lands in your bank account and how your super is invested. All while your balance stays invested and keeps working for you.
How it works
What are the benefits
- Choose how much you get paid
You decide the income you receive each year, as long as it meets the government minimum.
- Set your own payment schedule
Pick how often you’d like to be paid. Fortnightly, monthly, quarterly, twice-yearly or yearly, so your income fits your lifestyle and cash-flow needs
- Access your money anytime
Withdraw extra money whenever you need to cover bills, holidays or big purchases. Although it may reduce future payments and how long your income will last.
- Invest your way
Choose from our full investment menu of pre-mixed options, asset class options or the Direct Investment option (DIO). You can switch your investments when your goals or market conditions change.
- Adjust your payments whenever you like
Update your payment amount or frequency through Member Online, via a form or call us on 1800 005 166.
- Your super is still invested
Your balance stays invested, with the potential for growth over time, helping your retirement income last longer.
Are you eligible?
You can open a Flexible Income account if you're:
- between 60-65 and have retired or stopped working for an employer, or
- 65 or over (even if you're still working).
Support to help you decide
If you’d like to talk through whether a Retirement Income account is right for you, our super experts can walk you through what to expect and how it works.
Additional information
Retire with us and you could get a bonus to kick off your next adventure. The retirement bonus is a tax saving we pass on to you, when you move your super to a tax-effective Retirement Income account, such as our Managed or Flexible Income accounts. The amount is calculated as a percentage of your starting balance. Sound good?
Find out more
When you open a Retirement Income account, your super stays invested and continues to support your retirement. We actively manage your super, taking advantage when the markets rise, but we also protect your super during volatile times.
See performance
How to open your Flexible Income account
Read the Retirement Income PDS and apply by completing and returning the form at the end.
