Insurance calculator

Estimate your insurance needs

Not sure where to start? Find out how much cover you need and what it might cost.

 

Start calculating

FAQs

What does the Insurance calculator do?

The Insurance calculator helps you estimate how much insurance cover you may need based on your personal circumstances, including your income, debts, dependants and financial commitments. It can also provide an estimate of the cost of that cover.

What types of insurance can I estimate?

The calculator provides estimates for three types of cover available through super:

Each type of cover is designed to help protect you and your loved ones from different financial risks.

How does the calculator work out my insurance needs?

The calculator asks questions about your age, income, family situation, debts, financial commitments and future goals. It uses this information to estimate a level of cover that may be appropriate for your circumstances. The more accurate the information you provide, the more tailored your estimate will be.

When should I review my insurance cover?

It's worth reviewing your insurance whenever your circumstances change, such as getting married, having children, buying a home, changing jobs or approaching retirement. Regular reviews can help ensure your cover continues to reflect your current needs and priorities.
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Get super educated

Our education hub can help take your financial knowledge to the next level. 

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Advice when you need it

If you re interested in taking control of your finances, seeking advice through your super fund can be a great option. We offer several different advice models at different price points