CareSuper

Service you expect.

Service you expect.

Care you deserve.

Join today. Benefit today.

At CareSuper, we don’t just care about your future—we care about you now.

With your CareSuper membership you also get:

a happy person

Wellness support for you and your family

Ongoing access to mental health, nutrition and fitness support throughout your membership at no extra cost.1
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Super advice just for you

Personalised advice at no extra cost to set yourself up for a confident retirement.2

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Extra care for you

Stay connected

Our highly rated mobile app makes it easy to manage your super and stay informed.

Super empowered

Plan for the future with online tools and calculators created just for you.
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Award-winning service

In person, online or over the phone, we’re here to help when you need it.3

Extra care for your super

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Years of strong performance

We’re top 10 performers over 10, 15 and 20 years.4
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Competitive fees

No hidden fees + profits to members = more super for you.
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Not too big, not too small

We’re big enough to provide value but small enough to care about every member.

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Super at your fingertips

Check your super anytime, anywhere with our highly rated member app.

Strong long-term returns + award winning performance


Your super’s in good hands. Our ‘smooth ride’ investment approach means we actively manage investments to take advantage when markets rise and protect your balance when things get volatile. Not all super funds do this.


SuperRatings Blue SuperRating 20 Year Platinum Performance SuperRating 15 Year Platinum Performance SuperRating Platinum 2025 MyChoice Super SuperRating Platinum 2025 Pension

Join the smooth ride today

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We’re open to everyone 

Join over 550,000 members across Australia-proud to be part of an industry SuperFund where all profits go back to you.

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We truly care for our members. Just ask them.

James

CareSuper Member5

'Caroline was absolutely brilliant. So caring, so patient. Caroline fixed everything.'

Vanessa

CareSuper Member5

'Dave was brilliant and extremely helpful and patient. Excellent customer service and care.'

Sara

CareSuper Member5


'Sarah was, in complete honesty, the absolute best customer service representative I 've ever had the pleasure of speaking with.'

1CareSuper and MetLife have no involvement in the provision of the services provided by Teladoc Health and are not responsible for the nature or quality of those services. CareSuper does not recommend or endorse the above services or receive any financial benefit if you choose to use these services. Should you choose to use any of the above services, you do so at your own risk based on your own enquiries and on the terms and conditions, including as to your privacy, on which those services are provided by Teladoc Health. CareSuper respects your privacy and does not supply your personal details to Teladoc Health. The information provided is general information only and is not health or medical advice. If you have a health or medical concern, please seek professional medical advice immediately. You should always consult a licensed health care professional for the diagnosis and treatment of any medical condition and before starting or changing your health regime, including seeking advice regarding what drugs, diet, exercise routines, physical activities or procedures are appropriate for your particular condition and circumstances.


360Health services are not provided by way of insurance (including health insurance) and the provision of these services is not dependent on the occurrence of an insured event under the policy.  All services except for Recovery Support are provided by Teladoc Health. Teladoc Health is a separate and independent entity to CareSuper and MetLife, and neither CareSuper and MetLife will be responsible for the nature or quality of services provided by Teladoc Health. Access to these services will be at MetLife’s reasonable discretion and is eligible for all CareSuper members and eligible clients who have received a specific code to activate the service. MetLife reserves the right to reasonably discontinue or change the services at any time. For the Virtual Care app terms and conditions please visit www.360healthvirtualcare.com.


2CareSuper Advice is a financial advice service available to CareSuper members through CareSuper Pty Ltd (ABN 78 102 167 877, AFSL No. 284443) which is licensed to provide financial advice services and deal in financial products. CareSuper Advice is wholly owned by CareSuper Pty Ltd ABN 14 008 650 628, AFSL No. 238718 (Trustee) which is the trustee of CareSuper ABN 74 559 365 913 (Fund). 


3CareSuper was ranked in the Top 3 for Superannuation service by Customer Service Benchmarking Australia (CSBA) for period January 2024 to December 2024. CareSuper has an agreement with CSBA for quality assurance and staff training within their contact centre. Awards and ratings are only one factor when deciding how to invest your super. Read about the award methodology at csba.com.au.


4SuperRatings Fund Crediting Rate Survey SR50 Balanced (60-76 Median) Index, June 2024. The performance figures utilised reflect the performance for the former CARE Super fund investment options pre-1 November 2024. Performance history for Spirit Super investment options prior to 1 November 2024 is available here. For more information, please see our performance page. 


On 1 November 2024, the former CARE Super fund (ABN 98 172 275 725) merged into Spirit Super and the investment options in the merged fund were aligned with the former CARE Super fund investment options (other than the Long-term option (Managed Income only)). The figures on this page that relate to the period before 1 November 2024 reflect the performance for the corresponding former CARE Super fund investment options only (other than the Long-term option (Managed Income only)). Investment performance history for the Spirit Super investment options before 1 November 2024 can be viewed here.


5The opinions expressed are those of the member and do not necessarily reflect CareSuper’s policies or opinions.


Awards and ratings are only one factor to be taken into account when deciding how to invest your super

SuperRatings - CareSuper has an agreement with SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research) for the provision of research, reporting and marketing services, which permits us to use the SuperRatings logos for marketing purposes. Read about the award methodology.


CareSuper (Spirit Super) was ranked best in super by Customer Service Benchmarking Australia (CSBA) for the period April 2023 to March 2024. We have an agreement with CSBA for quality assurance and staff training within our contact centre. Awards and ratings are only one factor when deciding how to invest your super. Read about the award methodology.