Making super payments for employees
Making super payments for employees
Paying super correctly and on time is an important part of meeting your obligations as an employer.
How to make super payments
As an employer, you need to pay super guarantee (SG) contributions electronically for your employees.
A superannuation clearing house or payroll system is usually the easiest and most secure way to pay super and meet SuperStream requirements. A clearing house lets you make one payment that is distributed to multiple super funds.
You can choose the option that best suits your business and circumstances.
Take advantage of QuickSuper1
As a registered CareSuper employer, you get free2 access to QuickSuper, a secure, easy-to-use clearing house provided by Westpac.
Already set up?
About QuickSuper
QuickSuper is SuperStream compliant and allows you to:
- pay into multiple super funds with one data file and one payment
- send your super contributions electronically, whenever it suits you
- easily add or remove employees
- update company and employee details
- track your super payments in one place.
Using another clearing house or payroll system?
No problem. You can keep using it to pay super to CareSuper members.
You’ll just need our details:
| Fund name | CareSuper |
|---|---|
| Australian Business Number (ABN) | 74 559 365 913 Copied!Copied!Copied!Copied!Copied!Copied!Copied! |
| Superannuation Product Unique Superannuation Identifier (USI) | MTA0100AUCopied!Copied!Copied!Copied!Copied!Copied!Copied! |
Before you make a payment
Before paying super, make sure you have:
- your employee’s chosen or stapled super fund
- their tax file number (TFN) (if provided)
- their member number (if applicable)
- the fund’s correct USI, and ABN
- accurate qualifying earnings information to calculate super.
Calculating how much super to pay
You’ll need to calculate 12% (the SG rate) of the qualifying earnings you pay to your employee for the pay period.
Qualifying earnings (QE) includes:
- ordinary time earnings (OTE)
- salary sacrifice superannuation contributions
- all commissions paid to an employee, and
- other amounts paid to extended definition employees (e.g. contractors paid for their labour).
Find out more at ato.gov.au.
Avoiding common issues
To make sure payments are processed correctly:
- double-check employee and fund details
- ensure contributions are calculated correctly using QE
- submit payments on time
- keep records of all payments
We're here to help
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1 The QuickSuper service is issued by ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (“Westpac”), at the request of CareSuper Pty Ltd (ABN 14 008 650 628), trustee of CareSuper (ABN 74 559 365 913). Westpac terms and conditions apply to the QuickSuper service which you will be asked to accept. An offer to issue this product may be made to you by Westpac, subject to completion of the application process. The Product Disclosure Statement (PDS) for QuickSuper is available on the Westpac website. You should consider the PDS before deciding to accept any offer made by Westpac to issue the product.
2 We provide a free clearing house platform to employers through CareSuper’s QuickSuper portal at caresuper.com.au/quicksuper-apply through a direct arrangement with Westpac. Employer use of the portal is subject to the PDS and terms and conditions for QuickSuper. We reserve the right to revoke or amend the provision of the portal.