Financial advice

Financial planning is about more than simply getting the numbers right, it’s about helping you get the answers you need so you can reach your dreams and create the life you want. That’s why building trusted relationships with our members is important to our financial planners so they can help you reach your financial potential and live your best life.

The CareSuper advice promise

Our financial planners are approachable, professional, highly qualified and they can't wait to hear from you.

Personal
No two dreams are the same, so you'll receive advice that's personalised to your situation.
Understanding
Our financial planners focus on your needs so you'll be in control and have choices when you finish working.
On your side
We're a profit-to-member fund so we don't charge commissions and our fees are transparent.
Life's an adventure.
We'll make sure you're ready for it.

You can speak with financial experts and build the future that you want. Explore the advice options available through your CareSuper membership so we can help you on your personal finance journey.

Sort your super*

Chat with an expert about your super and easy ways to create a better future.

Topics covered:

  • How to build a bigger balance
  • Using tax incentives to your advantage
  • Your risk appetite and choosing the right investment option
  • The right level of insurance to protect you and your lifestyle
  • An estimate of how much super you'll have when you finish working
  • Beneficiary nominations

Cost:

There's no extra cost to you, it's all part of your membership.

Call as many times as you need to get your super sorted.

Find out more Request a call back
Design your future^

Get tailored comprehensive advice from a qualified financial planner and start building financial freedom.

Topics covered:

  • Making your retirement goals a reality
  • Tax-effective retirement income options
  • Wealth creation and protection strategies
  • Tax-effective ways to build your super
  • Maximising your Age Pension entitlements
  • Transition to retirement (TTR) strategies
  • Reducing longevity and volatility risks
  • Tailored insurance
  • Investing outside of super
  • Debt and expense management
  • Estate planning strategies

Cost:

The initial appointment is at no extra cost to you. Your planner will tell you the costs before you proceed with the advice.

Fees for this service include no commissions.

Find out more Request a call back
Beyond your super#

Receive advice on additional financial matters.

Topics covered:

  • Estate planning – including will development
  • Self-managed super fund advice
  • Planning for aged care

Cost:

Dependant on topic and level of advice.

Request a call back
How financial planning can be a life saver
Financial Services Guide
APPLICATION/PDF - 173kb

*Financial advice obtained over the phone, or through MemberOnline, is provided by Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence #411766. 

^Advice is provided by one of our financial planners who are Authorised Representatives of Industry Funds Services Limited (IFS). IFS is responsible for any advice given to you by its Authorised Representatives. Industry Fund Services Limited ABN 54 007 016 195 AFSL 232514. 

#If you require estate planning, more complex personal financial advice or require an ongoing advice arrangement, we may refer you to an external advice service.