Combine your super

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It’s easy to combine your other super into CareSuper

Why should I combine my super?

Having additional accounts can make your super difficult to keep track of. Over time, paying fees and costs to numerous super funds may erode your super balance.

The chart below outlines the difference having multiple funds could make to your account balance over just five years.

Source: Source: SuperRatings Pty Ltd - CareSuper consolidation modelling report September 2015

*Comparisons modelled by SuperRatings, commissioned by Industry Super Australia Pty Ltd ABN 72 158 563 270 Corporate Authorised Representative No. 426006 of Industry Fund Services Ltd ABN 54 007 016 195 AFSL 235214. Modelled outcome assumes a starting balance of $50,000 and initial salary of $50,000 and shows the difference in net benefit of CareSuper’s Balanced option and the main balanced options of the retail and industry funds surveyed by SuperRatings, taking into account historical earnings and fees — excluding contribution, entry, exit and additional advisor fees — of the main balanced options. Outcomes vary between individual funds. The number of retail super funds surveyed varies for each period. Modelling as at September 2015. Full assumptions of this modelling are available from

It’s easy to consolidate your super

We can search the Australian Taxation Office’s (ATO) database for your other super accounts and get the results within seconds.  Start your search.

Alternatively, you can consolidate into CareSuper by completing the Transfer your super form and sending it to us to:

Locked Bag 5087
Parramatta NSW 2124

Please note, if you do not include your Tax File Number on the Transfer your super form(s), you must also send us a certified copy of your proof of identity documents. See who can certify your ID here.

Be sure to supply a separate Transfer your super form and certified ID (if applicable) for each fund you wish to transfer out of.

Before combining your super into CareSuper you should consider whether this is right for you and check if you will be charged any exit or other fees. You should also check the impact on any insurance arrangements (such as loss of insurance) or other benefits you may have in your other super fund.

Some important numbers

To transfer into CareSuper you’ll need your CareSuper member number as well as our Superannuation Product Identification Number (SPIN) and Unique Superannuation Identifier (USI).  CareSuper’s SPIN and USI is CAR0100AU.

What about lost super?

Many Australians have lost or ‘unclaimed’ super that that they do not realise is theirs. By searching for your lost super you can reclaim it and add it to your super savings. You can search for your lost super here. All you need is your tax file number, name and date of birth.


This website contains general advice, not taking into account your objectives, financial situation or needs. Before acting on this advice you should determine if it is appropriate for you. Before acquiring a product, first read its product disclosure statement. Some products and services offered on this website are provided by third parties. The trustee is not responsible for the products or services, views or actions of these third parties. Terms and conditions may apply which should be obtained from the third parties direct. The trustee does not accept liability if loss or damage is incurred from the acquisition of third party products or services. Past performance is not a reliable indicator of future performance and you should consider other factors before choosing a fund or changing your investments. CARE Super Pty Ltd (Trustee) ABN 91 006 670 060 AFSL 235226 CARE Super (Fund) ABN 98 172 275 725
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