Fixed Interest

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Fixed Interest

At a glance

Asset classes

Fixed interest and cash

Investment timeframe

Short to medium 3+ years

Fees

Total estimated Indirect Cost Ratio 2015/16: 0.21%
Buy spread: nil
Sell spread: nil

Return objective

Inflation + 0.5% per year^

Likelihood of negative return

0.2 in every 20 years

  • Risk band

    Risk level

    Risk label
  • 1
    Very low
  • 2
    Low
  • 3
    Low to medium
  • 4
    Medium
  • 5
    Medium to high
  • 6
    High
  • 7
    Very high

Risk level

1

Asset classes

  • Annual % returns
  • Compare how our options have grown
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Annual returns [PDF]

About the option

The Fixed Interest option invests in a diversified portfolio of debt securities, mainly fixed-rate bonds issued by Australian and overseas governments and companies, mortgage-backed securities and cash.

The investment managers who manage the assets in the Fixed Interest option include specialist credit managers and other managers mainly focused on managing sector and interest rate exposures.

This option is suitable for members seeking long-term capital security, while earning a rate of return above that of bank bills or from a cash management trust.

What are the option’s objectives?

  • To outperform the return of a mix of the Australian and overseas bond markets (as measured by a benchmark consisting of the Bloomberg AusBond Composite Bond Index and the Barclays Capital Global Aggregate Index [hedged]).
  • To achieve returns after tax and fees that exceed the inflation rate (as measured by the CPI) by at least 0.5% per year.^

^Over rolling 10 year periods

View the Fixed Interest option’s holdings

Compare to other options


This website contains general advice, not taking into account your objectives, financial situation or needs. Before acting on this advice you should determine if it is appropriate for you. Before acquiring a product, first read its product disclosure statement. Some products and services offered on this website are provided by third parties. The trustee is not responsible for the products or services, views or actions of these third parties. Terms and conditions may apply which should be obtained from the third parties direct. The trustee does not accept liability if loss or damage is incurred from the acquisition of third party products or services. Past performance is not a reliable indicator of future performance and you should consider other factors before choosing a fund or changing your investments. CARE Super Pty Ltd (Trustee) ABN 91 006 670 060 AFSL 235226 CARE Super (Fund) ABN 98 172 275 725
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