At a glance
Mix of shares (Australian and overseas), fixed interest and cash, and alternatives.
Medium to long term 3–5 years
Investment fee: 0.14%
Indirect cost ratio: 0.43%
Buy–sell spread: 0.04%
Inflation + 2.5% per year^
Likelihood of negative return
2.2 in every 20 years
Risk levelRisk label
3Low to medium
5Medium to high
- Annual % returns
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Compare how our options have grown if invested in this option:
Amount: Invested for:
Annual returns [PDF]
About the option
The Conservative Balanced option aims to achieve a balance of risk and return by investing in a blend of assets with an emphasis on fixed interest, cash and shares (Australian and overseas).
This option is suitable for members seeking returns above the rate of inflation over the long term, but with a more stable pattern of returns than might be experienced by the Balanced option.
What are the option’s objectives?
- To achieve returns after tax and fees that exceed the inflation rate (as measured by the CPI) by at least 2.5% per year.^
- To ensure as far as possible that the investment return members receive each year is competitive with comparable options in other super funds.
*View the full details of these fees and costs
^Over rolling 10 year periods