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At a glance

Asset classes

Diversified mix of assets with emphasis on Australian and Overseas shares and alternatives

Investment timeframe

Long term 5+ years


Investment fee: 0.16%
Indirect cost ratio: 0.84%
Buy–sell spread: 0.05%

Return objective

Inflation + 3% per year^

Likelihood of negative return

3.1 in every 20 years

  • Risk band

    Risk level

    Risk label
  • 1
    Very low
  • 2
  • 3
    Low to medium
  • 4
  • 5
    Medium to high
  • 6
  • 7
    Very high

Risk level


Asset classes

  • Annual % returns
  • Compare how our options have grown
Select a dollar amount and timeframe below to see how your super would have grown if invested in this option.
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The growth data above shows investment growth only and does not take into consideration individual circumstances, taxes or fees.

Compare how our options have grown if invested in this option:

Amount: Invested for:

Annual returns [PDF]

About the option

The Balanced option is CareSuper’s default – so your super will automatically be invested into this option unless you make a different investment choice.

This option aims to achieve relatively high returns in the medium to long term, subject to short-term variations in returns within acceptable limits.

It invests in a mix of assets with emphasis on Australian and overseas shares and alternatives.

This option is suitable for members seeking returns above the rate of inflation over the long term.

What are the option’s objectives?

  • To achieve returns after tax and fees that exceed the inflation rate (as measured by the CPI) by at least 3% per year.^
  • To ensure as far as possible that the investment return members receive each year is competitive with comparable options in other super funds.

*View the full details of these fees and costs
^Over rolling 10 year periods

Compare to other options

This website contains general advice, not taking into account your objectives, financial situation or needs. Before acting on this advice you should determine if it is appropriate for you. Before acquiring a product, first read its product disclosure statement. Some products and services offered on this website are provided by third parties. The trustee is not responsible for the products or services, views or actions of these third parties. Terms and conditions may apply which should be obtained from the third parties direct. The trustee does not accept liability if loss or damage is incurred from the acquisition of third party products or services. Past performance is not a reliable indicator of future performance and you should consider other factors before choosing a fund or changing your investments. CARE Super Pty Ltd (Trustee) ABN 91 006 670 060 AFSL 235226 CARE Super (Fund) ABN 98 172 275 725
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