At a glance
Diversified mix of assets with emphasis on Australian and Overseas shares and alternatives
Long term 5+ years
Total estimated Indirect Cost Ratio 2014/15: 0.86%
Buy spread: 0.05%
Sell spread: 0.05%
Inflation + 3% per year^
Likelihood of negative return
3.6 in every 20 years
Risk levelRisk label
3Low to medium
5Medium to high
- Annual % returns
- See how your money would have grown
See how your money would have grown if invested in this option:
Amount: Invested for:
Annual returns [PDF]
About the option
The Balanced option is CareSuper’s default – so your super will automatically be invested into this option unless you make a different investment choice.
This option aims to achieve relatively high returns in the medium to long term, subject to short-term variations in returns within acceptable limits.
It invests in a mix of assets with emphasis on Australian and overseas shares and alternatives.
This option is suitable for members seeking returns above the rate of inflation over the long term.
What are the option’s objectives?
- To achieve returns after tax and fees that exceed the inflation rate (as measured by the CPI) by at least 3% per year.^
- To ensure as far as possible that the investment return members receive each year is competitive with comparable options in other super funds.
^Over rolling 10 year periods