Enjoy extra benefits tailored to CareSuper members
GMHBA health insurance
CareSuper members can access discounted premiums of up to 5%* off GMHBA’s Private Health Insurance premiums via the Super Members Health Plan (SMHP) when you take out a combined or packaged (hospital & extras) product. Plus, start claiming straight away on most extras including general dental, physiotherapy and more.^
GMHBA offers a range of hospital, extras and combined covers to suit different budgets and life stages. CareSuper members also have the added convenience of paying by direct debit.
Switching is easy
GMHBA can help you make a hassle-free switch from your current health fund. If you transfer to an equivalent level of cover within 30 days you won’t have to re-serve any new waiting periods.
Avoid paying more tax. If your taxable income is over the amount set by the government, you could avoid paying the extra Medicare Levy Surcharge by taking out one of GMHBA’s hospital covers.
Find out more.
Lock in your lifetime health cover loading. If you’re 31, or about to turn 31, and you don’t have private health insurance with hospital cover by June 30, you could be affected by the Lifetime Health Cover loading.
Find out more.
* 5% discount available to SMHP members who pay by direct debit using a bank account or 3% discount who pay by direct debit by credit card. SMHP members are not eligible for any other discounts.
^2 month waiting periods for rehabilitation, palliative care and psychiatric apply. Other waiting periods such as benefit limitation periods, 6 month optical and 12 month waiting periods for major dental, obstetrics and pre-existing conditions still apply. Offer not available where members held GMHBA cover in the past 12 months. 60 day money back guarantee – if you find better value health insurance within 60 days of joining and haven’t made a claim we’ll refund your money in full.
nib health insurance
When you join the CareSuper Corporate Health Plan on an eligible health cover through our health insurance partner, nib health funds, you can:
- Tailor your Health Packages – combine nib’s Hospital and Extras for a cover that suits you
- Avoid the usual 2 and 6 month waiting periods1
- Make the most of discounts offered to CareSuper members, including up to 10%2 off the cost of your membership when you pay by direct debit from your cheque, savings or credit card account
- Claim up to 75%3 back on the cost of everyday Extras such as Dental, Optical, Physio and more
- Manage your health cover online with nib online services or with nib's smart-phone app.
For more information:
Visit nib's site for CareSuper members or call the nib Customer Care Centre on 1800 13 14 63.
1. Offer applies to new policies when taking out any eligible combined Hospital and Extras package. Longer waiting periods apply for some services including major dental, obstetrics and pre-existing conditions.
2. 10% discount applies to nib’s current product range only. Visit nib’s site for CareSuper members to view this range of cover options.
3. Annual limits apply. 75% benefit applies to nib Top Extras cover.