Combine your super

Having all your super in one place can mean less fees, more super

 

Losing track of your super is easy to do, especially if you change jobs or move to a new address. We can help you find it and put it in your CareSuper account.

One account. One set of fees. What’s not to love?

 

Combine your super in 3 steps….

Log in

Log in to your Member Online account or register here. Once logged in, select ‘Find and combine your super’ under Contributions in the menu.

Provide details

If you don’t know the details of your other fund(s) you’ll need two items of identification handy, like your driver licence, Medicare card or passport to verify your identity.

If you do know the details of your other funds just enter them in.

Search

Let the search begin. We'll show you if we find any accounts and you decide how much you want to transfer into your CareSuper account. Simple!

Why combine? 

Before you combine

Before combining your super into CareSuper you should consider whether this is right for you and check for fees, costs and performance. You should also check the impact on any insurance arrangements (such as loss of insurance) or other benefits. Remember, you can’t claim tax deductions or split contributions on the money you transfer between super accounts. Before you make any financial decisions, it’s always a good idea to speak to the experts. You can get guidance on sorting your super at no extra cost by calling 1800 005 166.

 

Transferring from a self-managed super fund (SMSF)?

You can complete our Combine your super with CareSuper form, use the ATO online services through myGov or contact your SMSF to arrange the transfer to CareSuper. Read our How to transfer your SMSF to CareSuper fact sheet for more information. 

 

*On 1 November 2024, the former CARE Super fund merged into Spirit Super and the investment options were aligned with the former CARE Super fund investment options (other than the Long-term option (Managed Income only)). The performance figures utilised reflect the performance for the corresponding former CARE Super fund investment options for the period before 1 November 2024. Performance history for Spirit Super investment options prior to 1 November 2024 are available here.

 

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Need some help?

If you have any questions about combining your accounts, we're here to help. You can call us on 1800 005 166, 8am-7pm
weekdays (AET).

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Do your friends have more super than you?

Good news – we have a tool that shows you how much super you should have right now and how it compares to your mates.

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