Cash
On 1 November 2024, the former CARE Super fund (ABN 98 172 275 725) merged into Spirit Super and the investment options in the merged fund were aligned with the former CARE Super fund investment options (other than the Long-term option (Managed Income only)). The figures on this page that relate to the period before 1 November 2024 reflect the performance for the corresponding former CARE Super fund investment options only (other than the Long-term option (Managed Income only)). Investment performance history for the Spirit Super investment options before 1 November 2024 can be viewed here.
Effective date: 31 Oct 2024
Cash
The Cash option invests in a mix of cash and money-market securities, directly or through an interposed entity including at call and term deposits, bank bills, negotiable certificates of deposit and short-term fixed interest investments issued by Australian and overseas governments, banks and companies. This option may include an allocation in short-dated annuities issued by life insurance companies.
The graph shows the value of an initial investment of $1,000 in this option over time.
Data
Strategic asset allocation
This is the target range for holdings in each asset class within an option. The asset allocation may be re-balanced within these ranges to help achieve the option’s investment return objective.
Please note this option may hold some short-dated annuities.
Notes:
Figures may not total 100% due to rounding.
Strategic asset allocations as at 1 November 2024.
Cash
The Cash option invests in a mix of cash and money-market securities, directly or through an interposed entity including at call and term deposits, bank bills, negotiable certificates of deposit and short-term fixed interest investments issued by Australian and overseas governments, banks and companies. This option may include an allocation in short-dated annuities issued by life insurance companies.
The graph shows the value of an initial investment of $1,000 in this option over time.
Data
Strategic asset allocation
This is the target range for holdings in each asset class within an option. The asset allocation may be re-balanced within these ranges to help achieve the option’s investment return objective.
Please note this option may hold some short-dated annuities.
Notes:
Figures may not total 100% due to rounding.
Strategic asset allocations as at 1 November 2024.
Cash
This option invests predominantly in a mix of cash and short-term money market securities, directly or through an interposed entity including call and term deposits, negotiable certificates of deposit, and short-term fixed interest securities issued by Australian and overseas governments, banks and companies. This option may also include an allocation in short-dated annuities issued by life insurance companies.
The graph shows the value of an initial investment of $1,000 in this option over time.
Data
Strategic asset allocation
This is the target range for holdings in each asset class within an option. The asset allocation may be re-balanced within these ranges to help achieve the option’s investment return objective.
Please note this option may hold some short-dated annuities.
Notes:
Figures may not total 100% due to rounding.
Strategic asset allocations as at 1 November 2024.
Performance
Past performance isn’t necessarily an indication of future returns. The value of investments can rise or fall, and investment returns can be positive or negative. The figures shown are net investment returns, that is, after fees, costs and taxes have been paid.
Investment fees and costs and transaction costs
The investment and transaction fees and costs are estimates only. The actual fees and costs may vary from year to year. Please see the relevant PDS for details.
Risk level
The risk level is based on the Standard Risk Measure. Please see the relevant PDS for details.
Unit prices
New unit prices for each investment option are calculated each business day and are generally available within two business days. Business days are limited to weekdays that are not a national public holiday, including the King’s Birthday (in all states except QLD & WA), or when the Australian Stock Exchange (ASX) is closed.
Suggested timeframe
For full information in relation to suggested/minimum time frames please see the relevant PDS.