Growth

This option mainly invests in growth assets with an emphasis on Australian and overseas shares. It’s designed to achieve long-term capital growth. Returns for this option may display a significant level of volatility with a relatively high risk of capital loss over the short or medium term.
8.20%
10-year average
annual super return
as at 30 June 2018
For a detailed overview of this option including pension returns, visit the performance page.

Why you’d invest

Invest in this option if you have an investment timeframe of at least seven years or if your financial situation allows a higher level of risk.

The minimum investment timeframe is 7–10 years.

Return objective

To achieve returns after tax and fees that exceed the inflation rate by at least 4% per year (over rolling 10-year periods).

Risk level

Medium to high
The chance of a negative annual return is 3.8 in every 20 years for super and transition to retirement accounts and 3.7 in every 20 years for full pension accounts.
The risk level is based on the Standard Risk Measure.

Asset mix

Allocation table for Super & TTI

Asset class Benchmark Range
Australian Shares 27% 15-50
Overseas Shares 35% 15-50
Property 12% 0-25
Alternatives (total) 25% 0-70
- Credit 7%
- Infrastructure 3%
- Absolute return 10%
- Private equity 5%
Cash 1% 0-20

Allocation table for Pension

Asset class Benchmark Range
Australian Shares 33% 15-50
Overseas Shares 24% 15-50
Property 13% 0-25
Alternatives (total) 28% 0-70
- Credit 10%
- Infrastructure 3%
- Absolute return 10%
- Private equity 5%
Cash 2% 0-20
More about investing
Fees and costs
Fees and costs
Each of our investment options has its own set of fees that cover the costs of managing your investments.
See our fee structure 
Investment returns
Investment returns
Discover how your investments measure up against their return objectives and industry benchmarks.
Check our performance 
Your investment choices
Your investment choices
No two CareSuper members are the same so we offer 13 different investment choices.
Explore your choices