Growth

This option mainly invests in growth assets with an emphasis on Australian and overseas shares. It’s designed to achieve long-term capital growth. Returns for this option may display a significant level of volatility with a relatively high risk of capital loss over the short or medium term.

8.95%

9.76%

10-year average
annual super return
as at 30 June 2023

10-year average
annual pension return
as at 30 June 2023

For the returns over various time periods see the performance page.

Why you’d invest

Invest in this option if you have an investment timeframe of at least seven years or if your financial situation allows a higher level of risk.

The minimum investment timeframe is 7–10 years.

Return objective

To achieve returns after tax and fees that exceed the inflation rate by at least 4% per year (over rolling 10-year periods).

Risk level

High

The likelihood of a negative annual return is 4.5 in every 20 years.

The risk level is based on the Standard Risk Measure.

High

The likelihood of a negative annual return is 4.4 in every 20 years.

The risk level is based on the Standard Risk Measure.

Asset class mix

Allocation table for Super & TTI

Asset class	Benchmark	Range
Australian Shares	31%	15-50
Overseas Shares	35%	15-50
Private equity	5%	0-20
Property	8%	0-25
Infrastructure	8%	0-25
Credit	5%	0-20
Alternatives (total)	4%	0-20
- Absolute return	4%
- Thematic opportunities	0%
Cash	4%	0-20

Allocation table for Pension

Asset class	Benchmark	Range
Australian Shares	35%	15-50
Overseas Shares	26%	15-50
Private equity	5%	0-20
Property	9%	0-25
Infrastructure	8%	0-25
Credit	8%	0-20
Alternatives (total)	4%	0-20
- Absolute return	4%
- Thematic opportunities	0%
Cash	5%	0-20