You have two options:

• UNIT-BASED COVER
  • Cover is based on multiples of units
  • Benefit amount reduces with age
  • Premium remains the same
• FIXED COVER
  • Cover is based on a fixed amount nominated by you
  • Premium increases with age
  • Benefit amount remains the same (or you can opt to have it indexed)

Please refer to the Member Guide for full details on benefit amounts, premiums and eligibility.

Three categories of cover

For Tailored Death and TPD insurance, CareSuper has three different categories of cover - General, Office and Professional - to reflect the different levels of risk associated with the range of occupations and roles in which CareSuper's members are engaged.