Get to know your bank

Your CareSuper membership gives you the option of applying for any one of the Super Members Home Loans, all of which are offered at a discounted interest rate. Other benefits of the SMHL range include:

• No application fee
• No valuation fee
• No ongoing account keeping fees
• Split and top-ups available
• Free redraw and free lump sum payments
• No fees for phone or internet banking

_{Applications are subject to credit approval. Fees and charges apply. Terms and conditions available on request.}

Get to know your bank's online savings account

The ME Online Savings Account gives you a great interest rate whilst giving you access to your money via phone or Internet banking at any time.

Benefits at a glance:

• Competitive interest rate on every dollar in your account every day
• Deposit and withdraw money without penalty at any time
• No minimum opening deposit or balance required
• Free phone and Internet banking, and no other fees

_{This is general information only and you should consider if the ME online Savings Account is appropriate for you.}

Get to know your bank's Credit Card

Want all the benefits of credit without the hassle of managing reward points or high interest? Then the Members Equity MasterCard is the smart choice.

Benefits at a glance:

• One of Australia's lowest ongoing credit card rates
• Up to 44 days interest free on purchases
• A low $39 annual fee
  
• No charge for up to 8 additional cardholders
• Emergency worldwide replacement if card is lost or stolen

_{Applications are subject to credit approval. Fees and charges apply. Terms and conditions available on request.}

Get to know your bank's Personal Loan

Whether it's for practical reasons or for pure indulgence, the Members Equity Personal Loan is a simple, low-cost way to borrow money to finance a major purchase.

Benefits at a glance:

• A low fixed interest rate
• No ongoing account keeping fees
• No annual fee
• No fees for extra repayments
• No penalties for early payout
• Select your own loan term from 1 to 5 years
• Easy application process
  

If you need a new car, want to consolidate your debts or even take a holiday a Members Equity Bank Personal Loan can help.

_{Applications are subject to credit approval. Fees and charges apply. Terms and conditions available on request.}

For more information on the Super Members Home Loan range or any of their other banking products call

13 15 63

or visit Members Equity Bank today.