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Transferring your insurance

You may be able to transfer your current superannuation or retail insurance arrangement to CareSuper, without having to provide medical evidence.

Any transferred death and/or TPD amount will be added over and above your insurance cover held with CareSuper. Transferred Income Protection cover, if it is higher, will replace your Income Protection cover with CareSuper.


Keep in mind that limits do apply – the total amount of cover including any transferred insurance can not exceed $2 million for death & TPD. The maximum amount that may be transferred for Income Protection is $20,000 per month.


For more information and a Transfer your insurance form, see our Member Guide Product Disclosure Statement in the Forms & Publications page of our website, or call the CareSuperLine on 1300 360 149.

For example: If you are already covered for $2 million for death and TPD cover under CareSuper, then you are unable to transfer any additional cover.
If your insured death & TPD benefit is $1.5 million under CareSuper, then you can transfer up to $500,000 to make the total combined cover up to $2 million.