CareSuper - Members - Insurance - Insurance through super

Tailoring your insurance

How much cover you need depends on your individual circumstances. Although employer-sponsored members receive Default cover, it’s a good idea to assess your actual insurance needs, and adjust your insurance accordingly.

It pays to review all your insurance from time to time, to be sure that it changes with your needs.

Your tailored insurance choices

Available to new members
Take up a New Member Option with no medical evidence required: 1. Add Income Protection and/or 2. Increase death and TPD cover up to 10 times your salary, to a maximum of $1.55 million To qualify for a New Member Option without providing medical evidence, you must apply within 60 days of the date on your Welcome Letter by completing the Insurance Application form (found in the back of the Member Guide PDS).

Available to new members

Take up a New Member Option with no medical evidence required:
1. Add Income Protection and/or
2. Increase death and TPD cover up to 10 times your salary, to a maximum of $1.55 million
To qualify for a New Member Option without providing medical evidence, you must apply within 60 days of the date on your Welcome Letter by completing the Insurance Application form (found in the back of the Member Guide PDS).

Available any time after joining
Increase your cover, either by adding more units or adding a fixed cover amount, to a maximum of $5 million for death and $3 million for TPD Changing your unit-based cover to fixed cover so the amount of cover stays the same Indexing fixed insurance cover Taking up or increasing Income Protection cover Making sure you’re in the right occupational category

Applications for increased cover are subject to assessment.

Important: To qualify for a New Member Option without having to provide medical evidence, you must apply within 60 days from the date of your Welcome Letter.
Insurance forms can be found at the back of the CareSuper Member Guide PDS.

Online access

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There are no hidden administration fees at CareSuper

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This website contains general advice, not taking into account your objectives, financial situation or needs. Before acting on this advice you should determine if it is appropriate for you. Before acquiring a product, first read its Product Disclosure Statement. Some products and services offered on this website are provided by third parties. The Trustee is not responsible for the products or services, views or actions of these third parties. Terms and conditions may apply which should be obtained from the third parties direct. The Trustee does not accept liability if loss or damage is incurred from the acquisition of third party products or services.
CARE Super Pty Ltd (Trustee) ABN 91 006 670 060 AFSL 235226 CARE Super ABN (Fund) 98 172 275 725