Insurance through super

You wouldn’t think twice about insuring your car or your house. But your ability to earn an income is your biggest asset, and it’s what really creates financial security.

CareSuper offers three types of insurance cover: death, total and permanent disablement (TPD) and Income Protection.

Death cover provides a lump sum payment to your dependants or beneficiaries if you die (certain restrictions apply). This can help you to ensure the ongoing well-being of family members, even if you are not around to provide for them.

TPD cover provides a lump sum payment if you are never able to work again (specific definitions apply). This payment could be used for medical bills, rehabilitation costs or medically-required home modifications, and to ensure the overall security of your home and family.

Income Protection cover provides a replacement income if you are unable to work temporarily due to illness or injury. (Certain conditions and waiting periods apply.) This means you can continue to pay your bills while taking the time to recover and rehabilitate. You must be earning at least $16,000 p.a. on an ongoing basis to be eligible for Income Protection.
 

To use our insurance calculator follow this link