SMPH offers CareSuper members:
• Financial protection
Medical bills can be expensive. As an example, SMHP paid almost $110,000 for a cardiac procedure for a member aged just 48.
• Obligation FREE 14 Day hospital cover note
• Avoid painful waiting lists
Choose your doctor, hospital and time of hospital treatment.
• 60 Day money back guarantee
If you manage to find better value health insurance elsewhere within 60 days of joining and haven’t made a claim, simply cancel your membership and SMHP will refund your premiums.
• Get cover for extra services
Get cover for services Medicare won’t cover such as dental, optical, physio, acupuncture, chiro and much more.
• Join today, claim tomorrow
If you join through one of SMHP’s sales consultants, you won‘t have to serve the normal 2 month waiting periods for general dental, physio, occupational therapy or pharmacy. The normal 2 month waiting period is also waived for any level of hospital cover except for psychiatric, rehabilitation or palliative care. Conditions apply.
• Connect rewards plus
Take out both hospital and extras with the SMHP and you‘ll earn Connect Reward dollars. You can spend these on: paying a hospital excess; increasing your benefits or annual limits for selected services and even reducing any in-patient medical gap out-of-pocket expenses.
• Kids stay (excess) FREE
Take out an excess to cut your hospital premiums further and if a child dependant aged under 21 is hospitalized, SMHP will waive the excess (available on all family and single parent hospital covers listed in the 2008 SMHP Member Guide, excluding Bronze Hospital Level 1 and Bronze Hospital Level 2 where excess applies for child dependants).
• Discounted premiums
Enjoy a discount of up to 7% off SMHP’s value-for-money rates.
• Underwritten By GMHBA
The Super Member Health Plan is underwritten by GMHBA, a registered not-for-profit health benefits organisation (ABN 98 004 417 092).
For more information on SMHP, click here to visit their site.
