Access your super

At what point will a benefit be paid? Your superannuation will generally be paid to you on the earlier of the following events (subject to the applicable law):

• Reaching the age of 65
• Retiring on or after your preservation age
• Ceased employment with a contributing employer on or after reaching age 60
  
• Becoming totally and permanently disabled
• Death
• Compassionate grounds (upon application and approval by the Australian Prudential Regulation Authority [APRA])
• Severe financial hardship (subject to Trustee approval and specified conditions)
• Resignation of gainful employment with a CareSuper participating employer (but only in respect of unrestricted non-preserved benefits)
• If you are an eligible temporary resident, or
• On termination of employment where your preserved benefit is less than $200.

  Benefits are generally paid as a lump sum from CareSuper. You may also roll over or transfer your benefit to another complying super fund, approved deposit fund or retirement savings account. Your benefit can also be used to purchase an allocated pension or other investment income product.